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The world of credit reporting agencies is little complicated, as there are numerous different 'players' involved in gathering and sharing your credit information. Here are some of the major names in the game of credit reporting:

Equifax: One of the three main credit reporting agencies in the United States, Equifax aggregates and stores credit data on hundreds of millions of consumers globally. It provides credit reports and scores to lenders, businesses, and consumers.

Experian: Another major player in the credit reporting industry, Experian aggregates and analyzes credit data to produce credit reports and scores. It provides a variety of credit monitoring and identity theft protection services.

TransUnion: The third of the big three credit reporting agencies, TransUnion aggregates credit data from a variety of sources to produce credit reports and scores. It provides credit monitoring services and solutions for businesses as well.

Innovis: Not as well-known as the big three,…

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